@font-face{font-family:"Fraunces";src:url("/assets/fonts/fraunces-display.woff2") format("woff2");font-weight:600;font-style:normal;font-display:swap;unicode-range:U+0000-00FF,U+2000-206F,U+2190-21BB,U+2212}@font-face{font-family:"Inter";src:url("/assets/fonts/inter-var.woff2") format("woff2");font-weight:400 600;font-style:normal;font-display:swap;unicode-range:U+0000-00FF,U+2000-206F,U+2190-21BB,U+2212}:root{--bg-page:#f5f2f4;--bg-alt:#e8dfe4;--bg-white:#ffffff;--bg-card:#f0e8ed;--deep:#5e3a4d;--hero-text:#f4eff2;--footer-bg:#3e1f30;--footer-text:#d4b0c0;--btn-bg:#d4b0c0;--btn-bg-hover:#c299ac;--btn-bg-press:#b98da2;--deep-hover:#4d2f3f;--deep-press:#422838;--btn-text:#3e1f30;--accent:#7a5268;--border:#e4dbe0;--border-deep:#d3c4cc;--text:#4a3040;--heading:#3e1f30;--card-text:#6b4a5c;--font-display:"Fraunces","Iowan Old Style",Palatino,Georgia,serif;--font:"Inter",system-ui,-apple-system,sans-serif;--size-display:clamp(2.25rem,1.15rem + 4.4vw,3.5rem);--size-h2:clamp(1.75rem,1.35rem + 1.6vw,2.25rem);--size-h3:1.0625rem;--size-lede:clamp(1.0625rem,1rem + 0.3vw,1.1875rem);--size-body:1rem;--size-small:0.875rem;--size-xs:0.8125rem;--size-label:0.6875rem;--pad-section:clamp(4rem,2rem + 8vw,6.5rem);--pad-inline:clamp(1.5rem,0.5rem + 4vw,3rem);--gap-card:1rem;--pad-card:1.75rem;--radius-card:16px;--radius-btn:100px;--radius-input:8px;--radius-pill:20px;--radius-badge:10px;--header-h:4.5rem;--wrap:1120px;--hairline:0.5px solid var(--border)}*,*::before,*::after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 1rem)}body{margin:0;background:var(--bg-page);color:var(--text);font-family:var(--font);font-size:var(--size-body);line-height:1.65;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}h1,h2{font-family:var(--font-display);font-weight:600;line-height:1.1;color:var(--heading);margin:0;text-wrap:balance;word-spacing:0.09em;font-variant-ligatures:no-common-ligatures}h1{font-size:var(--size-display);letter-spacing:-0.015em}h2{font-size:var(--size-h2);letter-spacing:-0.005em;margin-bottom:2.5rem}h3{font-family:var(--font);font-size:var(--size-h3);font-weight:600;line-height:1.35;color:var(--heading);margin:0}p{margin:0;text-wrap:pretty}a{color:var(--accent)}a:hover{color:var(--deep)}img{max-width:100%;height:auto;display:block}ul,ol{margin:0;padding:0;list-style:none}button{font:inherit}:focus-visible{outline:2px solid var(--accent);outline-offset:3px;border-radius:3px}::selection{background:var(--bg-card);color:var(--heading)}.sprite{display:none}svg[aria-hidden]{fill:none;stroke:currentColor;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round}.visually-hidden,.hp{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap}.skip-link{position:absolute;left:-9999px;top:0;z-index:100;background:var(--deep);color:var(--hero-text);padding:0.6rem 1.1rem;font-size:var(--size-small)}.skip-link:focus{left:0}.wrap{width:100%;max-width:var(--wrap);margin-inline:auto}.eyebrow{font-size:var(--size-label);font-weight:600;letter-spacing:0.14em;text-transform:uppercase;margin-bottom:1.25rem}.btn{display:inline-block;padding:0.9rem 1.75rem;border:none;border-radius:var(--radius-btn);font-size:var(--size-body);font-weight:600;line-height:1.2;text-decoration:none;cursor:pointer;transition:transform 0.18s ease,background-color 0.18s ease}.btn-primary{background:var(--btn-bg);color:var(--btn-text)}.btn-primary:hover{background:var(--btn-bg-hover);color:var(--btn-text)}.btn-primary:active{background:var(--btn-bg-press);transform:none}@media (hover:hover){.btn-primary:hover{transform:translateY(-1px)}}.site-header{position:sticky;top:0;z-index:50;background:rgba(245,242,244,0.85);backdrop-filter:saturate(180%) blur(12px);border-bottom:var(--hairline);padding:1rem var(--pad-inline);transition:background-color 0.25s ease,border-color 0.25s ease}.site-header--overlay{position:fixed;inset-inline:0;top:0;background:transparent;backdrop-filter:none;border-bottom-color:transparent}.site-header--overlay .brand{color:var(--hero-text)}.site-header--overlay .site-nav a{color:rgba(244,239,242,0.82)}.site-header--overlay .site-nav a:not(.nav-cta):hover{color:var(--hero-text)}.site-header--overlay .site-nav .nav-cta{background:var(--btn-bg);color:var(--btn-text)}.site-header--overlay .nav-toggle{border-color:rgba(244,239,242,0.4)}.site-header--overlay .nav-toggle-bar{background:var(--hero-text)}.site-header--overlay.is-scrolled{background:rgba(245,242,244,0.85);backdrop-filter:saturate(180%) blur(12px);border-bottom-color:var(--border)}.site-header--overlay.is-scrolled .brand{color:var(--deep)}.site-header--overlay.is-scrolled .site-nav a{color:var(--accent)}.site-header--overlay.is-scrolled .site-nav a:not(.nav-cta):hover{color:var(--deep)}.site-header--overlay.is-scrolled .site-nav .nav-cta{background:var(--deep);color:var(--hero-text)}.site-header--overlay.is-scrolled .nav-toggle{border-color:var(--border)}.site-header--overlay.is-scrolled .nav-toggle-bar{background:var(--accent)}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem}.brand{display:inline-flex;align-items:center;gap:0.5rem;font-size:1.0625rem;font-weight:600;color:var(--deep);text-decoration:none;letter-spacing:-0.01em}.brand{transition:opacity 0.15s ease}.brand:hover{opacity:0.75}.brand-mark{width:17px;height:17px}.site-nav ul{display:flex;align-items:center;gap:1.75rem}.site-nav a{font-size:var(--size-small);color:var(--accent);text-decoration:none;transition:color 0.15s ease}.site-nav a:not(.nav-cta):hover{color:var(--deep)}.site-nav .nav-cta{background:var(--deep);color:var(--hero-text);padding:0.55rem 1.1rem;border-radius:var(--radius-btn);font-weight:600}.site-nav .nav-cta{transition:background-color 0.18s ease,color 0.15s ease}.site-nav .nav-cta:hover{background:var(--deep-hover);color:var(--hero-text)}.site-nav .nav-cta:active{background:var(--deep-press)}.site-header--overlay .site-nav .nav-cta:hover{background:var(--btn-bg-hover);color:var(--btn-text)}.site-header--overlay .site-nav .nav-cta:active{background:var(--btn-bg-press)}.site-header--overlay.is-scrolled .site-nav .nav-cta:hover{background:var(--deep-hover);color:var(--hero-text)}.site-header--overlay.is-scrolled .site-nav .nav-cta:active{background:var(--deep-press)}.nav-toggle{display:none;flex-direction:column;justify-content:center;gap:4px;width:40px;height:40px;padding:0;background:transparent;border:var(--hairline);border-radius:var(--radius-btn);cursor:pointer}.nav-toggle-bar{display:block;width:16px;height:1.5px;margin-inline:auto;background:var(--accent);transition:transform 0.2s ease,opacity 0.2s ease}.nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(1){transform:translateY(5.5px) rotate(45deg)}.nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(2){opacity:0}.nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(3){transform:translateY(-5.5px) rotate(-45deg)}.hero{background:var(--deep);color:var(--hero-text);padding:calc(var(--header-h) + clamp(2rem,7vh,5rem)) var(--pad-inline) clamp(2rem,7vh,5rem);overflow:hidden}.hero-inner{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,0.85fr);gap:clamp(2rem,1rem + 4vw,4.5rem);align-items:center}.hero .eyebrow{color:var(--btn-bg)}.hero h1{color:var(--hero-text);margin-bottom:1.5rem;max-width:15ch}.hero-lede{font-size:var(--size-lede);line-height:1.6;color:var(--hero-text);opacity:0.85;margin-bottom:2.25rem;max-width:52ch}.hero-photo{margin:0;width:100%;max-width:min(420px,42vh);margin-left:auto}.hero-photo img{width:100%;aspect-ratio:4 / 5;object-fit:cover;border-radius:20px;background:var(--accent)}.hero-byline{margin-top:1rem;font-size:var(--size-h3);font-weight:600;color:var(--hero-text)}.hero--compact{padding-bottom:clamp(2.5rem,1rem + 5vh,4rem)}.hero--compact h1{max-width:18ch;margin-bottom:1.25rem}.hero--compact .hero-lede{margin-bottom:2rem}.breadcrumb{margin-bottom:1.5rem}.breadcrumb ol{display:flex;flex-wrap:wrap;gap:0.5rem}.breadcrumb li{font-size:var(--size-xs);color:rgba(244,239,242,0.65)}.breadcrumb li + li::before{content:"/";margin-right:0.5rem;opacity:0.5}.breadcrumb a{color:rgba(244,239,242,0.82);text-decoration:none}.breadcrumb a:hover{color:var(--hero-text);text-decoration:underline}.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--gap-card)}.tile{height:100%;margin:0;padding:var(--pad-card);background:var(--bg-white);border-radius:var(--radius-card)}.tile-icon{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;margin-bottom:1rem;background:var(--bg-card);border-radius:var(--radius-badge);color:var(--accent)}.tile-icon svg{width:20px;height:20px}.tile h3{margin-bottom:0.4rem}.tile p{font-size:var(--size-small);color:var(--card-text);line-height:1.65}.tiles--pair{grid-template-columns:repeat(2,1fr)}.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,20rem);gap:3rem 5rem;align-items:start}.split-body p{max-width:60ch}.split-body p + p{margin-top:1rem}.split-aside h3{margin-bottom:1rem}.legal{max-width:46rem}.legal h2{font-size:var(--size-h3);font-family:var(--font);font-weight:600;letter-spacing:0;word-spacing:normal;margin-bottom:0.5rem}.legal h2:not(:first-child){margin-top:2.5rem}.legal-block{font-size:var(--size-small);color:var(--text);line-height:1.75}.posts{display:grid;grid-template-columns:repeat(2,1fr);gap:var(--gap-card)}.post{height:100%;margin:0;padding:var(--pad-card);background:var(--bg-white);border-radius:var(--radius-card)}.post-meta{display:flex;align-items:center;gap:0.75rem;margin-bottom:0.6rem;font-size:var(--size-label);font-weight:600;letter-spacing:0.12em;text-transform:uppercase;color:var(--accent)}.post-tag{padding:0.2rem 0.6rem;background:var(--bg-card);border-radius:var(--radius-pill);letter-spacing:0.08em}.post h3{margin-bottom:0.5rem}.post h3 a{color:var(--heading);text-decoration:none}.post h3 a:hover{color:var(--deep);text-decoration:underline}.post-excerpt{font-size:var(--size-small);color:var(--card-text);line-height:1.65}.empty{padding:var(--pad-card);background:var(--bg-white);border-radius:var(--radius-card);font-size:var(--size-lede);color:var(--card-text);text-align:center}@media (max-width:56em){.posts{grid-template-columns:1fr}}.creds{border-top:var(--hairline);max-width:40rem}.creds li{padding-block:1rem;border-bottom:var(--hairline)}.creds-title{display:block;font-size:var(--size-h3);font-weight:600;color:var(--heading)}.creds-issuer{display:block;font-size:var(--size-small);color:var(--card-text)}.factlist{display:grid;gap:0.85rem}.factlist li{font-size:var(--size-small);color:var(--text);line-height:1.5}.factlist-key{display:block;font-size:var(--size-label);font-weight:600;letter-spacing:0.12em;text-transform:uppercase;color:var(--accent);margin-bottom:0.1rem}.faq{border-top:var(--hairline);max-width:46rem}.faq details{border-bottom:var(--hairline)}.faq summary{display:flex;align-items:flex-start;justify-content:space-between;gap:1.5rem;padding-block:1.15rem;font-size:var(--size-h3);font-weight:600;color:var(--heading);cursor:pointer;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:"+";flex-shrink:0;font-size:1.25rem;font-weight:400;line-height:1;color:var(--accent)}.faq details[open] summary::after{content:"\2013"}.faq summary:hover{color:var(--deep)}.faq p{padding-bottom:1.25rem;font-size:var(--size-small);color:var(--card-text);line-height:1.7;max-width:62ch}@media (max-width:56em){.tiles{grid-template-columns:1fr}.split{grid-template-columns:1fr;gap:2rem}}.credbar{background:var(--bg-card);padding-inline:var(--pad-inline)}.cred-list{display:flex}.cred-list li{flex:1;padding:1.75rem 1.5rem;text-align:center;border-right:var(--hairline)}.cred-list li:last-child{border-right:none}.cred-icon{width:20px;height:20px;margin:0 auto 0.6rem;color:var(--accent)}.cred-label{display:block;font-size:var(--size-label);font-weight:600;text-transform:uppercase;letter-spacing:0.14em;color:var(--accent);margin-bottom:0.35rem}.cred-value{display:block;font-size:1.0625rem;font-weight:600;color:var(--heading);line-height:1.35}.section{padding:var(--pad-section) var(--pad-inline)}.section-white{background:var(--bg-white)}.section-alt{background:var(--bg-alt)}.section-tint{background:var(--bg-card)}.section-lede{margin:-1.5rem 0 2.5rem;font-size:var(--size-lede);color:var(--card-text);max-width:62ch}.note{margin-top:1.75rem;font-size:var(--size-small);color:var(--card-text)}.cards{display:flex;flex-direction:column;gap:var(--gap-card)}.card{display:grid;grid-template-columns:minmax(0,22rem) minmax(0,1fr);gap:0 4rem;align-items:start;background:var(--bg-card);border-radius:var(--radius-card);padding:var(--pad-card)}.card-head{display:flex;align-items:flex-start;gap:1rem}.card-years{display:block;margin-top:0.15rem;font-size:var(--size-xs);font-weight:400;color:var(--accent)}.card-badge{flex-shrink:0;display:inline-flex;align-items:center;justify-content:center;width:48px;height:48px;background:var(--bg-card);border-radius:var(--radius-badge);color:var(--accent)}.card-badge svg{width:22px;height:22px}.card-body{min-width:0}.card h3{margin-bottom:0.4rem}.card p{font-size:var(--size-small);color:var(--card-text);line-height:1.65}.card-link{margin-top:0.75rem}.card-link a{display:inline-flex;align-items:center;gap:0.4rem;font-size:var(--size-small);font-weight:600;color:var(--accent);text-decoration:none}.card-link svg{width:14px;height:14px;transition:transform 0.2s ease}.card-link a:hover{text-decoration:underline;text-underline-offset:0.2em}@media (hover:hover){.card-link a:hover svg{transform:translateX(3px)}}.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:var(--gap-card)}.grid-2>li{background:var(--bg-white);padding:var(--pad-card);border-radius:var(--radius-card)}.grid-2 h3{display:flex;align-items:center;color:var(--deep);margin-bottom:0.5rem}.grid-2 h3 svg{flex-shrink:0;width:18px;height:18px;margin-right:0.5rem;color:var(--deep)}.grid-2 p{font-size:var(--size-small);color:var(--card-text);line-height:1.6}.pills{display:flex;flex-wrap:wrap;gap:0.6rem}.pills li{background:var(--bg-card);color:var(--deep);padding:0.5rem 1.1rem;border-radius:var(--radius-pill);font-size:var(--size-small)}.section-split .wrap{display:grid;grid-template-columns:minmax(0,20rem) minmax(0,1fr);gap:0 10rem;align-items:start}.section-split h2{margin-bottom:0}.prose p{max-width:62ch}.prose p + p{margin-top:1rem}.reviews{border-top:var(--hairline)}@media (max-width:56em){.section-split .wrap{grid-template-columns:1fr}.section-split h2{margin-bottom:2rem}}.reviews>li{padding-block:1.75rem;border-bottom:var(--hairline)}.review{margin:0}.review blockquote{margin:0}.review blockquote p{font-family:var(--font-display);font-size:clamp(1.0625rem,1rem + 0.35vw,1.1875rem);line-height:1.5;color:var(--heading);word-spacing:0.06em;font-variant-ligatures:no-common-ligatures;text-wrap:pretty}.review blockquote p::before{content:"\201C"}.review blockquote p::after{content:"\201D"}.review figcaption{margin-top:0.6rem;text-align:left}.review-author{font-size:var(--size-small);font-weight:600;color:var(--heading)}.review-meta{margin-left:0.6rem;font-size:var(--size-xs);color:var(--accent)}@media (max-width:48em){.reviews>li{padding-block:1.5rem}.review-author,.review-meta{white-space:normal}}.steps{display:flex;gap:0;counter-reset:step}.steps>li{flex:1;counter-increment:step;padding-inline:2.5rem;border-left:0.5px solid var(--border-deep)}.steps>li:first-child{padding-left:0;border-left:none}.steps>li:last-child{padding-right:0}.steps>li::before{content:counter(step);display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;margin-bottom:1.1rem;background:var(--deep);color:var(--hero-text);border-radius:50%;font-size:1.0625rem;font-weight:600}.steps h3{margin-bottom:0.4rem}.steps p{font-size:var(--size-small);color:var(--card-text);line-height:1.6}.section-cta{background:var(--deep);padding:var(--pad-section) var(--pad-inline);text-align:center}.section-cta h2{color:var(--hero-text);margin-bottom:1rem;max-width:18ch;margin-inline:auto}.section-cta>.wrap>p:first-of-type{font-size:var(--size-lede);color:var(--hero-text);opacity:0.85;margin:0 auto 2rem;max-width:46ch}.cta-form{display:grid;gap:0.6rem;max-width:480px;margin:0 auto;text-align:left}.cta-form input[type="email"],.cta-form input[type="text"],.cta-form textarea{width:100%;padding:0.75rem 1rem;border:1px solid rgba(244,239,242,0.22);border-radius:var(--radius-input);background:rgba(244,239,242,0.12);color:var(--hero-text);font-family:inherit;font-size:var(--size-small);transition:background-color 0.15s ease,border-color 0.15s ease}.cta-form textarea{resize:vertical;min-height:6rem}.cta-form ::placeholder{color:rgba(244,239,242,0.85)}.cta-form input:hover,.cta-form textarea:hover{background:rgba(244,239,242,0.18)}.cta-form input:focus-visible,.cta-form textarea:focus-visible{outline:2px solid var(--btn-bg);outline-offset:1px}.cta-form [aria-invalid="true"]{border-color:var(--btn-bg)}.cta-form .btn{margin-top:0.25rem;padding:0.8rem 2rem;border-radius:var(--radius-btn)}.cta-direct{margin-top:1.25rem;font-size:var(--size-xs)}.cta-direct a{color:rgba(244,239,242,0.8);text-decoration:none}.cta-direct a:hover{color:var(--hero-text);text-decoration:underline;text-underline-offset:0.2em}.cta-direct span{margin-inline:0.35rem;opacity:0.4}.form-status{margin-top:1rem;font-size:var(--size-small);color:var(--hero-text)}.form-status:empty{margin-top:0}.site-footer{background:var(--footer-bg);color:var(--footer-text);padding:2rem var(--pad-inline);font-size:var(--size-small)}.footer-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap}.site-footer a{color:var(--footer-text);text-decoration:none}.site-footer a:hover{color:var(--bg-white);text-decoration:underline}.js .reveal{opacity:0;transform:translateY(16px);transition:opacity 0.6s ease,transform 0.6s ease}.js .reveal.is-visible{opacity:1;transform:none}@media (max-width:56em){.card{grid-template-columns:1fr;gap:1rem}.hero-inner{grid-template-columns:1fr}.hero h1{max-width:none}.hero-photo{max-width:320px;margin-inline:0}.steps{flex-wrap:wrap}.steps>li{flex:1 1 14rem}}@media (max-width:40em){.nav-toggle{display:flex}.site-nav{display:none;position:absolute;inset-inline:0;top:100%;background:var(--bg-page);border-bottom:var(--hairline);padding:0.5rem var(--pad-inline) 1rem}.site-nav.is-open{display:block}.site-header--overlay .site-nav.is-open a{color:var(--accent)}.site-header--overlay .site-nav.is-open a:not(.nav-cta):hover{color:var(--deep)}.site-header--overlay .site-nav.is-open .nav-cta{background:var(--deep);color:var(--hero-text)}.site-nav ul{flex-direction:column;align-items:stretch;gap:0}.site-nav li + li{border-top:var(--hairline)}.site-nav a{display:block;padding:0.75rem 0}.site-nav .nav-cta{margin-top:0.75rem;text-align:center;padding:0.75rem 1.1rem}.hero-inner{gap:2rem}.hero-photo{max-width:260px}.cred-list{flex-direction:column}.cred-list li{border-right:none;border-bottom:var(--hairline)}.cred-list li:last-child{border-bottom:none}.card{gap:1rem;padding:1.25rem}.grid-2{grid-template-columns:1fr}.grid-2>li{padding:1.25rem}.steps{flex-direction:column;gap:1.75rem}.steps>li{padding-inline:0;border-left:none}.footer-inner{flex-direction:column;align-items:flex-start;gap:0.5rem}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation-duration:0.01ms !important;transition-duration:0.01ms !important}.js .reveal{opacity:1;transform:none}}